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Disclaimer

High Wealth Propery Investment does not in any way purport to be a Financial Planning Practice, Accounting Firm or Insurance Broker and does not provide investment advice. The contents of this proposal are offered in good faith, based on our understanding of your situation as advised to us by you, including your proposed property selection and financial circumstances. We strongly recommend you seek your own legal and financial advice.

 

The purchase of any property may or may not include the below associated risks: 

 

  • Market valuation fluctuations due to changing economic conditions, which can affect real prices and valuations

  • Interest rate fluctuations, which can affect cashflow

  • Rental yield fluctuations, which can affect cashflow

  • Changes to tax legislation, which can affect cashflow, capital gains tax, income tax and can possibly impose other costs onto the purchase including land tax, GST and stamp duty

  • Changes to your personal circumstances, such as separation, divorce, death, loss of your or your partner's job, accident or sudden illness

  • Changes to lending policies

  • Developer default

  • Acts of war and other major natural disasters

 

High Wealth Property Investment advises that many risks can be mitigated through insurance, cash flow buffer strategies and savings plans to ensure you have sufficient capital to meet any settlement costs. We strongly recommend that you have a risk mitigation plan in place including one or more of the following:

 

  • A current will

  • A current Power of Attorney

  • Adequate life, accident, trauma and income protection insurance

  • A cash flow buffer strategy and savings plan

  • Sufficient capital to be able to settle personally or access to such capital

 

High Wealth Property Investment also recommends that you make your own enquiry as to the value and quality of the property and the vendor.

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